New Yorkers Urged to Stay Vigilant Against Holiday Scams

As the holiday season approaches, New Yorkers are being urged to exercise caution while shopping. With an increase in both consumers and criminals, authorities emphasize the importance of staying alert to potential scams.

In response to this growing concern, Chase Bank and the New York City Police Department recently hosted a Holiday Scam-Busting Workshop in Harlem. The event aimed to educate the public about various fraudulent schemes that often surface during this festive period. Tanisha Ritter, a community manager at JP Morgan Chase, provided practical advice for safeguarding personal information. She recommended that shoppers remain organized and regularly monitor their accounts. “Make sure when you use the ATM that you’re covering up your PIN,” Ritter advised, highlighting the need for vigilance in everyday transactions.

Ritter also emphasized the importance of familiarity with banking representatives. “Take a moment to get to know who your banker is, so that person can be your point of contact,” she explained. This familiarity can serve as a safeguard against impostors who may attempt to deceive customers over the phone.

In a similar vein, Alvin Bragg, the District Attorney of Manhattan, noted the sophisticated tactics employed by scammers. He explained that fraudsters often target vulnerable populations, including seniors, but anyone can be susceptible to these schemes. “If it sounds too good to be true – that free money, zero percent interest rate – take a breath, go to the teller,” Bragg cautioned.

Ritter echoed this sentiment, urging consumers to “take your time, take a breather.” Such caution could prevent a holiday headache from becoming a reality.

Identifying Common Scams

During the workshop, experts outlined several prevalent scams to watch out for this holiday season. One tactic involves fraudsters advertising discounted toys on social media, aiming to entice consumers into providing their financial information. Additionally, consumers should be wary of unsolicited texts regarding fake package delivery issues or outstanding bills. These communications often serve as a pretext for obtaining sensitive details or money.

Bragg pointed out that scammers are increasingly leveraging artificial intelligence to enhance their operations. “AI helps with the volume,” he stated, explaining that automated scripts allow fraudsters to reach more individuals without the need for extensive manpower.

Another common scam targets individuals selling items online. Scammers may issue a fake or stolen check for an amount exceeding the sale price. After depositing the check, the seller is then asked to return the difference, only to find that the check has bounced.

As holiday shopping ramps up, postal theft also becomes a concern. Authorities recommend that individuals mailing gifts through USPS blue boxes check the location’s pick-up times online. Dropping off mail close to those times can limit the window of opportunity for potential thieves.

For those who believe they have fallen victim to a scam in Manhattan, the District Attorney’s office provides a hotline for reporting incidents. The number is 212-335-8300, where residents can seek assistance and report fraudulent activity.

As the festive season begins, consumers are reminded to remain vigilant against scams. By adopting simple precautions and staying informed, New Yorkers can safeguard themselves and enjoy a worry-free holiday shopping experience.